Essential Job Functions 

• Auditing - Assist to assess risk, utilizing knowledge of operations and data analysis, to identify areas to be considered in the scope of internal audits or projects that could increase effectiveness and efficiency of operations or reliability of financial reporting. Under supervision, plan, organize, and conduct fieldwork of financial, operational, or regulatory audits. Ensure audits are efficiently performed and accurately interpret results against defined criteria. Examine opportunities to integrate data analytics into the audit and use analytical tools and methodologies to analyze data and identify process improvement opportunities. Ensure audits are efficiently performed and accurately interpret results against defined criteria. Evaluate audit observations and make written recommendations to auditee management to improve policies, procedures, efficiency, and controls. Track and report the status of audit projects.  Draft observations based on results of audit and work with auditee management to develop their response to the audit observation and related recommendation. Prepare audit work papers to ensure compliance with internal audit policies. Perform follow up of prior audit results to monitor and assess management’s implementation of recommendations  

•  Communication and Business Relationships - Apply strong time management and project management skills and the ability to understand risks to execute against audit plans. Demonstrate their ability to write clearly and succinctly to document audit results. Utilize professional verbal and client interface skills to respond to various stakeholders. 

Reports to: Manager, Global Audit 

Working Conditions/ Physical Requirements: 

• This job requires that you are able to sit for up to 7 hours in an 8-hour day while using a computer and/or telephone, and to lift up to 10 pounds as necessary. Regular, predictable attendance is an essential function of the job.

• This position is hybrid with an onsite schedule of 3-4 days per month. In-office requirements are subject to change based on business needs. This position is currently available to candidates that reside within 60 miles of Draper, UT or Columbus, OH.

Travel: 5-10%, as needed 

Direct Reports: None 

Minimum Qualifications:  

• Bachelor’s Degree in Accounting, Auditing or Finance 

• Two or more years experience in Accounting, Audit, or Finance 

Preferred Experience: 

• Certifications: CPA or CIA 

•  Three or more  years experience with external or internal audit, preferably with large, public registrant or public accounting firm.  Bank auditing experience, also a plus.  

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial® (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay® buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback® American Express® Credit Card, Bread Rewards™ American Express® Credit Card and Bread Savings® products.   

Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook, LinkedIn, X and Instagram.