7 days ago

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Structured Credit Associate - Associate New York, 1 Columbus Circle

$90k - $139k

Deutsche Bank

New York, NYUSRemote

Job Description:

Job Title Structured Credit Associate

Corporate Title Associate

Location New York, NY

Overview

As a Structured Lending Associate, you will play a critical role within the Structured Lending Group, supporting the analysis, negotiation, and execution of new and renewal credit transactions for our Wealth Management (WM) clients and prospects. You will manage and maintain existing loans in the portfolio, collaborating closely with Lending and Portfolio Management Officers, Coverage Team Members, and Credit Risk Management Officers. In this role, you will empower the team to deliver exceptional financial solutions, ensuring adherence to banking regulations and processes, and contributing to the teams overall success. Join us to leverage your expertise in credit analysis and financial modeling while growing within a dynamic and supportive environment.

What We Offer You

  • A diverse and inclusive environment that embraces change, innovation, and collaboration

  • A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days

  • Employee Resource Groups support an inclusive workplace for everyone and promote community engagement

  • Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits

  • Educational resources, matching gift, and volunteer programs

What You’ll Do

  • Assist in all phases of preparing initial credit approvals

  • Assist in all phases of maintaining a portfolio of existing loans – including preparing annual reviews, tracking covenant requirements, analyzing collateral maintenance requirements, obtaining & analyzing financial statements and tax returns, etc

  • Work with various models and methodologies to perform complex and sophisticated financial & database analysis functions

  • Maintain internal spreadsheets and databases as needed

  • Provide analytical & administrative support for other initiatives related to lending activities – as needed

Skills You’ll Need

  • Bachelor’s degree in Economics, Finance, Accounting, or Business Administration

  • Proven experience in the banking or finance industry, with a focus on credit analysis and banking regulations

  • Proficiency in working with financial statements, complex tax returns, and basic financial modeling

  • Ability to effectively prioritize and manage multiple tasks simultaneously without direct supervision

  • Proficient in Microsoft Office Suite (Word, Excel, PowerPoint)

Skills That Will Help You Excel

  • Strong interpersonal skills and excellent written communication abilities

  • Self-motivated and capable of working independently as well as collaboratively within a team environment

  • Drive and enthusiasm to succeed and make meaningful contributions to team objectives

  • Solid aptitude for learning new concepts and financial models quickly

  • Ability to adapt to change and embrace new challenges with a positive attitude

Expectations

It is the Bank’s expectation that employees hired into this role will work in the New York office in accordance with the Bank’s hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

The salary range for this position in New York City is $90,000 to $139,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authenti­cally and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!

Learn more about your life at Deutsche Bank through the eyes of our current employees: https://careers.db.com/life

The California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email HR.Direct@DB.com.

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We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.

Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.

We welcome applications from all people and promote a positive, fair and inclusive work environment.

We are an Equal Opportunity Employer - Veterans/Disabled and other protected categories. Click these links to view the following notices: EEOC Know Your RightsEmployee Rights and Responsibilities under the Family and Medical Leave ActEmployee Polygraph Protection Act and Pay Transparency Nondiscrimination Provision.