20 days ago

Logo of Funding Societies

Credit Analyst

Funding Societies

Kuala Lumpur, MalaysiaRemote Hybrid

Funding Societies | Modalku is the largest SME digital financing platform in Southeast Asia. We are licensed and registered in Singapore, Indonesia, Thailand, Malaysia, and operating in Vietnam, and backed by Sequoia India and Softbank Ventures Asia Corp amongst many others and provides business financing to small and medium-sized enterprises (SMEs), which is crowdfunded by individual and institutional investors.

And here at Funding Societies | Modalku we live by our core values:

  • Grow Relentlessly: Strive to become our best, most authentic selves.
  • Enable Teamwork, Disable Politics: Only by forging togetherness, we help each other succeed.
  • Test Measure Act: Stay curious and reinvent ourselves, through innovation and experimentation.
  • Focus on Impact: Create impact through bias for action and tangible results.
  • Serve with Obsession: Build win-win relationships for the long-term by having a customer obsession.

We are seeking individuals who are driven to make things happen, possess keen attention to detail; and passionate about learning and improving oneself.

As a Credit Analyst, you will have the opportunity to gain valuable insights into financial markets and contribute to our growth.

What will you do:

  • Reading, assessing, analyzing, and interpreting clients credit data, financial statements, and other financial reports of companies.
  • Undertake credit appraisal and recommendation for applications.
  • Ensure credit review on all applications are in compliance with the company’s credit strategy and policies.
  • Conduct industry study and regular update on economic review for the reference of all business units to keep abreast with the fast-changing business landscape and environment.
  • Support and participate in credit related projects, system enhancement and process improvement.
  • Ad-hoc assignments and other responsibilities delegated by the supervisor from time to time.

What are we looking for:

  • Bachelor’s Degree in Accounting, Finance, Economics or any other equivalent.
  • Preferably 1 – 3 years of experience in credit processing and analyst position. Experience in handling SME portfolio would be an added advantage.
  • Good command of spoken and written English and Bahasa Malaysia.
  • Ability to speak in other languages or dialects would be added advantage.
  • Good interpersonal skills and able to work independently as well as in a team to achieve collective goals.
  • Familiar with Excel and accounting analysis.
  • Fresh graduates are encouraged to apply.