%BUTTON_APPLY% Senior Director, Credit Risk Management (Remote) United States %LABEL_POSITION_TYPE_REMOTE_WITHIN% %LABEL_POSITION_TYPE_FULL_TIME% Analytics $162k - $250k %BUTTON_APPLY%

Senior Director, Credit Risk Management

•Remote. Full Time, Monday-Friday, 8:00-5:00. Employee must live in one of these approved states to be considered for a remote schedule: AZ, CA, CO, CT, FL, GA, IL, LA, MD, MO, NJ, NE, NV, NY, OH, OK, PA, TN, TX, UT, VA.

•Exempt Salary Range: $162,000-$250,000. Position eligible for additional incentives including bonus, 401(k) match, health and welfare benefits, amazing culture, growth opportunity and more!!

Job Summary:

National Funding, a fast-growing and well-established fintech company since 1999, has created and launched a new, state-of-the-art digital lending company based in Atlanta, providing a fully digital lending offering targeted to small businesses across the United States that are seeking an automated loan experience.

We are looking for a Senior Director, Risk Management, who shares our vision of building sophisticated credit risk strategies to advance small business lending and access to responsible credit. Reporting directly to the SVP of Risk, the Senior Director, Credit Risk Management, will lead a team developing credit and pricing strategies through sophisticated analytical methods, leveraging data from consumer and commercial lending data sources. This role will manage end-to-end engagements from conception to analytics and subsequent rollout. This person will be responsible for supporting business verticals in optimizing approval rates, take rates, and unit economics, through development and implementation of innovative credit and pricing strategies.

What You’ll Be Doing:

•Lead key channels from risk perspective and conduct sophisticated analytics to build best-in-class credit and pricing strategies for unsecured credit portfolios. These strategies will enable lending decisions for hundreds of small businesses every month.

•Work with finance, operations, sales and collections to deliver upon targeted credit performance and risk adjusted returns.

•Strong background in leveraging multiple complex data sources such as credit bureau information, cash flow information, customer supplied information, and alternative data sources at a large scale to build sophisticated credit strategies.

•Collaborate with internal engineering, product, and operations teams to implement analytical solutions into production.

•Lead teams to diagnose credit performance trends, and drive loss mitigation and pricing decisions, enabling swift business decisions.

An Ideal Candidate Looks Like This:

•Bachelors in a quantitative field (e.g., Mathematics, Data Science, Statistics, Economics, Finance, etc.). Master’s degree preferred.

•7+ years of credit risk management experience preferred in a Bank or FinTech.

•Deep knowledge of consumer and small business credit risk trends and credit risk and/or pricing analytics.

•Strong statistical and analytical skills and prior experience leveraging large and complex datasets for driving business decisions.

•Strong communication and interpersonal skills. Ability to collaborate with cross-functional teams and build strong relationships.

•Strong SQL, Tableau and Excel skills.

•Ability to work in a fast-paced environment.

Why National Funding?

•Growing, successful company preparing to almost double in size over the next three years (this is your opportunity to get in on the ground floor)

•Positive, energetic, passionate, business casual environment with management who committed to your success

•Fantastic benefits package including a 401(k) match

National Funding is an Equal Opportunity Employer.