Mortgage Loan Closer

Who we are

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, and NFX, Tomo is poised to become one of the most valuable fintech startups of our generation.

You like speed, working with a great team, and helping homebuyers achieve their house buying dreams! You are excited to provide excellent customer service by facilitating on-time closing and funding purchase transactions. You thrive in ensuring that the coordination of loan closings and the preparation of closing packages are carried out seamlessly, so customers get their new home keys by their desired closing day.

This role is a hybrid role, based in office Monday through Wednesday and is remote optional Thursday & Friday. 

The things you’ll do…

• Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
• Input required closing data in the loan origination system
• Review Compliance Ease reports and remediate any fails or alerts 
• Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
• Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
• Prepare and issue the Initial Closing Disclosure.
• Coordinate loan closing with title company
• Draw and release closing documents to the Settlement Agent
• Submit request to warehouse bank and release funds
• Authorize funding of loan
• Assist in resolving any post-closing issues as needed

The things you’re exceptional at… 

• Attention to detail and organizational skills
• Staying current on federal, state, investor and internal policies and procedures 
• Maintaining transparency between all teammates involved in a customer’s journey

You may also have the extras… 

• A bachelor’s degree
• 1+ years of professional experience (bonus if that is recent mortgage closing/funding experience)